With no impact to your credit score
DICK'S Credit Card
The Card for Sport
Plus, New Cardholders Earn a $30 Bonus Reward¹ After You Open and Use a DICK'S Credit Card
Earn 10% Back¹ in Rewards on qualifying purchases OR Get up to 24 Months Special Financing²
On qualifying purchases
Earn 1% Back¹ in Rewards
On purchases everywhere else Mastercard® is accepted
DICK'S Credit Card
Earn 10% Back¹ in Rewards on qualifying in-store or online purchases or get up to 24 months special financing² on qualifying in-store purchases
Earn 1% Back¹ in Rewards with Mastercard on purchases everywhere else Mastercard is accepted
DICK'S CREDIT CARD - FREQUENTLY ASKED QUESTIONS
DICK’S Credit Card and DICK’S Mastercard® cardholders earn 10% back1 in Rewards which is awarded as 3 Points (1 Base Point plus 2 additional Points with the Credit Card) for every $1.00 spent on qualified purchases at our brands, or if they choose 12-, 18- or 24-month special financing2 they earn 1 (one) Point for per $1.00 spent on qualifying purchases. Special financing offers are available in-store only.
DICK’S Mastercard® cardholders earn 1% back1 in Rewards (which is awarded as 1 Point for $3.00 spent) anywhere else Mastercard® is accepted.
Points are converted into Rewards which can be redeemed at DICK’S Sporting Goods, Golf Galaxy, Going Going Gone!, and Public Lands store locations and websites. Rewards given in $10 increments, and 300 Points earns a $10 Reward.
The DICK’S Credit Card can only be used at DICK’S Sporting Goods, Golf Galaxy, Going Going Gone!, and Public Lands store locations and websites, while the DICK’S Mastercard® can also be used anywhere else Mastercard® is accepted.
DICK'S Mastercard® cardholders can also access and book special travel deals on flights, worldwide cruises, hotels, car rentals and more with Synchrony Travel powered by arrivia®5. Book now at synchronytravel.com. For arrivia® Customer Service, call 844-558-5400.
DICK’S Credit Card and DICK’S Mastercard® have no annual fee³.
Both cards earn ScoreCard Gold Status when you use your DICK’s Credit Card or your DICK’S Mastercard in our stores or online at least once during a calendar year.
Point multiplier offers do not apply to Points earned with the DICK’S Credit Card and DICK’S Mastercard®. However, cardholders earn elevated Points as disclosed in the offer.
During ScoreCard Gold 3x Points offer, cardholders who choose to earn 10% back1 in Rewards will earn five (5) Points per $1.00 spent on qualifying purchases. The five (5) Points consist of one (1) ScoreCard Base Point multiplied by three (3) and the two (2) additional Points earned by cardholders.
Cardholders who choose in-store special financing will earn three (3) Points per $1.00 spent on qualifying purchases that are financed. These three (3) Points consist of one (1) ScoreCard Base Point multiplied by three (3).
You earn a $30 Bonus Reward¹ after you open and use a new DICK'S Credit Card to make a qualifying purchase at one of our brands on the same day. Allow up to 60 days for Bonus Rewards to be posted to your ScoreCard account.
You must be a U.S. citizen 18 years of age or older to apply for a DICK’S Credit Card and DICK’S Mastercard®.
There are two ways to apply: in person at DICK’S Sporting Goods, Golf Galaxy, Going Going Gone!, or Public Lands store locations or apply online at our websites.
Synchrony Bank will review your credit card application based on your creditworthiness and consider you first for the DICK’S Mastercard®. If you don’t qualify for it, you’ll be automatically considered for the DICK’S Credit Card.
Steps to Apply Online:
Click either the “Apply Now” or “See if you Prequalify” button above.
Log in to your DICK’S ScoreCard account. If you do not have a DICK’S ScoreCard account, you will be required to enroll in DICK’S ScoreCard program in order to apply.
Complete the application form with the same email as your DICK’S ScoreCard account.
If you are approved instantly, your temporary account number will be provided. With this number, you can shop in stores or online at our brands, and it is valid for 15 days. Your new credit card will be sent to you in the mail within 7–10 business days.
No, you can only use your Reward(s) towards the qualifying purchases at DICK’S and our brands, not to pay your credit card bill.
To manage your DICK’S Credit Card or DICK’S Mastercard® account, click here or you can access your account on the DICK’S Mobile app under “My Account.” For any questions or inquiries, please contact Synchrony’s Customer Service directly at 1-877-417-1324
You will still retain your membership in the ScoreCard program. You will need to contact DICK’S Customer Service at 1-877-846-9997 if you wish to also close your ScoreCard account.
¹Subject to credit approval. ScoreCard account required to apply and earn Points. For exclusions & details see Teammate or visit DICKS.com/ScoreCardTerms.
10% BACK IN REWARDS: 10% back provided in ScoreCard Points. Except for special financing purchases, Cardholders earn at least 3 ScoreCard Points for every $1.00 spent on qualified purchases at our stores when paying with their DICK’S Credit Card or DICK’S Mastercard®. REWARDS GIVEN IN $10 INCREMENTS. 300 POINTS = $10 REWARD.
$30 BONUS REWARD: Qualifying purchase must be made on day approved. Limit one offer per account. Bonus Reward issued within 60 days after account opening. Applicants who do not receive a credit decision the day that they apply, but are later approved, will receive a $30 Bonus Reward in their credit card package.
²No Interest if Paid in Full within 12, 18 or 24 Months. Offer applies to an in-store purchase of $399-$998.99 after discounts for 12 month offer; $999-$1,498.99 after discounts for 18 month offer; or $1,499 or more after discounts for 24 month offer made on your DICK’s Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12, 18 or 24 months. Any discount coupon, manufacturing rebate or other promotional offer applied at time of purchase will reduce your total purchase amount and may result in you not satisfying the minimum qualifying purchase amount required. No interest will be assessed on the promotional balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The promo balance is equal to the promo purchase amount and any related optional debt cancellation charges. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchase and, after promo period ends, to the promo balance. For New Accounts as of 01/01/26: Variable Purchase APR 30.49%. Minimum Interest Charge $2. DICK’s Mastercard: Cash APR 29.99% and 5% Fee ($10 min.). Foreign Trans Fee 3%. Existing cardholders: see your credit card agreement terms. Subject to credit approval.
³For New Accounts as of 01/01/26: Variable Purchase APR 30.49%. Minimum Interest Charge $2. DICK’S Mastercard: Cash APR 29.99% and 5% Fee ($10 min.). Foreign Trans Fee 3%.
4Not available on all devices. For a list of compatible devices, visit apple.com/apple-pay, google.com/pay, samsung.com/us/apps/samsung-wallet/faq/.
⁵Synchrony Travel is provided by arrivia, Inc. and its affiliates. Synchrony does not provide travel services.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
© 2026 DICK's Sporting Goods
*Price Promotions - Due to manufacturer restrictions, select new release and other specified products are excluded from price promotions. Additionally, there are restrictions on the use of coupon codes.
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