Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.
For illustrative purposes only.
With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.
Affirm tells you up front the total amount you’ll pay. That number will never go up.
You choose the payment schedule that works for you.
Affirm doesn’t charge late fees or hidden fees of any kind, ever.
Yes! There’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your prequalification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus.
You can find more information on Affirm's Help Center
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.